Smart Start Checking
FREE Checking for Teens and Young Adults
Whether you’re a parent teaching financial responsibility to your kids, or a young adult already enjoying your independence, we have a worry-free account for you.
No Fees
With free mobile deposits, free online bill pay, and no monthly fees, checking has never been easier.
Digital
Easily manage your money on your laptop or phone with our free online and mobile banking tools.
ATM Card
Ages 13 +
They get the independence of their own ATM card. You supervise, while they gain experience.
Debit Card
Ages 16 +
If using a smartphone or smartwatch with a Digital Wallet is a priority, we’ve got your back.
Zelle®
Split the cost of dinner with friends. Securely send money to friends and family within minutes.
Mobile Check Deposit
All it takes is a smartphone to deposit a check.
E-Statements
Paperless statements are fast, free and secure.
Easy Bill Pay
Pay your bills online or on the mobile app with a simple click or two.
Ages 13-25 are eligible
Great for parents with kids under 18. You want them to learn and gain independence, but you can still supervise as needed.
Open a free checking account with us today!
Swing by any of our convenient local branches, and we’ll walk you through these super-easy steps:
- Bring your valid ID
- Sign account documents
- Get your online banking all set up
- Download our App
No Minimums
Stress less with no minimum opening deposit and no minimum balance required.
Unlimited
Enjoy free mobile and in-person transactions, as well as unlimited check writing.
Plus
No monthly service fees when using e-statements.
Your first check order is free.
The use of Zelle® requires a U.S. checking or savings account. Transactions between enrolled consumers typically occur in minutes and generally do not incur transaction fees. Cellular phone carrier messaging and data rates may apply. Zelle® is wholly owned by Early Warning Services, LLC and are used herein under license.
Valid ID includes one of the following government issued IDs: Driver’s License, State ID, US Passport, Gun Carry Permit, Military ID or Permanent Resident Card.