Mortgage Rates
Make your dream home an affordable reality.
All rates Subject to Change Without Notice.
Mortgage Rates
Last update: 2/4/2025 at 10:00 a.m. Lock Period: 45 days
Origination Fee: .00%
| Program Name | Loan Amount | Interest Rate*/ Payment | Discount Points/ AMT | APR* |
|---|---|---|---|---|
| 30 Year Fixed | $165,000 | 6.500% $1,042.91 | 1.00% $1,650.00 | 6.6780% |
| 20 Year Fixed | $165,000 | 6.000% $1,182.11 | 1.00% $1,650.00 | 6.2290% |
| 15 Year Fixed | $165,000 | 5.750% $1,370.18 | 1.00% $1,414.75 | 6.0360% |
| 30 Yr. Const/Perm | $165,000 | 6.500% $1,042.91 | 1.00% $1,650.00 | 6.7080% |
| 7 / 1 ARM (APR based on 30 yr. amortization) | $165,000 | 5.750% $962.90 | 1.00% $1,650.00 | 6.5290% |
| 15 / 1 ARM (APR based on 30 yr. amortization) | $165,000 | 6.000% $989.26 | 1.00% $1,650.00 | 6.3550% |
| 30 Year Jumbo | Call for Quote | |||
| 15 Year Jumbo | Call for Quote |
*Rates and APRs are based on loan amounts of $165,000 for owner-occupied, single- family dwellings.
- Rates, points and programs cannot be guaranteed and are subject to change without notice.
- ARM Mortgages contain a variable-rate feature, and interest rates may increase over the term.
- Above listed rates are for purchase transactions with 740+ credit scores and LTV’s less than or equal to 80% with no subordinate financing.
- Monthly payments shown do not include amounts for property taxes and insurance premiums; if included, actual payment obligation will be greater.
- Loans up to 97% LTV are available with PMI.
- Maximum loan amount is $806,500. Loans in excess of $806,500 are considered Jumbo. Please contact us for rates on Jumbo loans.
- Additional loan types including FHA, VA and THDA are available. Please contact us for rates on additional loan types.
Mortgage Loan Department
Douglas F. Byrd
Senior Vice President / Manager
NMLS# - 1649809
(865) 691-0935
Email
West Knoxville Office
