Savings Accounts

• Anytime ATM/Debit card¹ access to your account.
• Transactions are unlimited with no fees.²
• Receive monthly statements listing all transactions.
• E-statements are available for Online Banking customers.
• Interest compounded daily and paid monthly.
• No minimum to open the account.
• $50.00 minimum balance to earn interest.
• $2.00 monthly maintenance fee if balance falls below $100.00.
• Monthly Mailed Statement Fee: $2.00 (waived by enrolling in E-statements)

¹ATM/Debit cards are subject to approval.  Debit cards must be linked to checking accounts.
²ATM withdrawals at non-Home Federal ATMs are subject to a fee, please refer to our current fee schedule.

• ATM Card (13 & up)¹
• Unlimited in-person transactions
• Unlimited mobile transactions
• Earns interest
• No minimum to open
• No minimum balance
• No monthly service charge
• Free Online & Mobile Banking²

¹ATM withdrawals at non-Home Federal ATMs are subject to a fee, please refer to our current fee schedule.
²Cellular phone carrier messaging and data rates may apply.

• Keep your Christmas savings separate in this no-fee account, for a holiday to remember!
• Transactions are unlimited with no fees.
• Receive monthly statements listing all transactions.
• E-statements are available for Online Banking customers.
• $1.00 minimum to open the account, with a $1.00 minimum balance to earn interest.
• Interest is compounded daily and paid with the annual club payout or at account closure.
• Christmas Club payouts are issued in mid-October.

As long as you’re planning ahead, few things are more important than your health and that of your loved ones. An HSA is tax-exempt and established exclusively for the purpose of paying or reimbursing qualified medical expenses for yourself, your spouse and your dependents.¹

• If you’re eligible, you can establish an HSA much like you would an IRA.
• Access your funds with special HSA Debit Card.
• 2023 Contribution Limits – $3,850 Self-Only, $7,750 Family.
• 2024 Contribution Limits – $4,150 Self-Only, $8,300 Family.
• $1,000 additional catch-up for eligible individuals age 55 or older by the end of the year and have not enrolled in Medicare.
• The IRS determines HSA eligibility and annual contribution limits. For more information, visit https://www.irs.gov/forms-pubs/about-publication-969.

¹Consult a tax professional for tax advice.