Checking Accounts

Monthly Maintenance Fee: $8.00
Monthly Mailed Statement Fee: $2.00 (waived by enrolling in E-statements)

Earn Monthly Interest

Home Federal Custom Checks – 1 free order per year
No ATM Fees – access your money, at any ATM, with no additional Home Federal Bank fees

.10 basis point increase on any new CD opened

Account Forgiveness Benefits:
No fee transfers via a linked savings account for insufficient items
6 Insufficient Item fees (NSF) waived per year
Apply for our Home Federal Line of Credit to link to your Advantage Checking. (based on credit approval)

Unlimited access to Online Banking, BillPay, check writing, and in-person branch transactions
ATM/Debit Card – use our free Card Valet^® app to set up controls for your debit card
Zelle ^® – instantly transfer money through our Online Banking with Zelle^®
Fraud – protect and monitor your account with our Enhanced Fraud Alerts
Credit Score– free access to your credit score

A digital banking experience with $0 monthly maintenance fees

Free Online BillPay – Unlimited access to pay bills safely and conveniently.

No minimum balance requirements

Mobile Banking – Unlimited access to our mobile app, including mobile deposits.

Unlimited access to Online Banking, BillPay, and unlimited check writing

Fraud Alerts – protect and monitor your account with our Enhanced Fraud Alerts

ATM/Debit Card – Download our free Card Valet^® App with enhanced card control options.

Unlimited branch transactions – Visit any of our 23 conveniently located branches for an in-person banking experience. No restrictions or limits on the number of in-person transactions or branch visits

Real Time Banking

Maintenance fee – $0

Home Federal Bank’s Custom Checks – 1 free order per year

Monthly Statements – select either a mailed or electronic statement, at no additional charge

Unlimited access to Online Banking, BillPay, and unlimited check writing

Credit Score – free access to your credit score

Fraud Alerts – protect and monitor your account activity with our Enhanced Fraud Alerts

Card Valet^® – download our free app to set up controls on your debit card

Zelle ^®– use our Online Banking app to move money quickly with instant transfers via Zelle ^®

Unlimited branch transactions – Visit any of our 23 conveniently located branches for an in-person banking experience. No restrictions or limits on the number of in-person transactions or branch visits

ATM/Debit Card

Real Time Banking

1. No monthly service charge
2. Teens and young adults ages 13 – 25
3. Free Online and Mobile Banking

A tax-exempt¹ account established exclusively for the purpose of paying or reimbursing qualified medical expenses of you, your spouse, and your dependents.

• If you are eligible, you can establish an HSA in much the same way you would an IRA.
• Each year, you are responsible for determining your allowable annual HSA contribution.
• 2023 Contribution Limits – $3,850 Self-Only, $7,750 Family.
• 2024 Contribution Limits – $4,150 Self-Only, $8,300 Family.
• $1,000 additional catch-up for eligible individuals age 55 or older by the end of the year and have not enrolled in Medicare.
• Access your funds with special HSA Debit Card.

¹Consult a tax professional for tax advice.