Consumer Loans

Contact Us to Get Started

At Home Federal Bank, we offer a wide variety of secure, affordable loans at competitive, attractive rates. If you would like to discuss our different financing options please contact us today! We are ready to help.

Home Equity Line of Credit

Increase Your Options with a HELOC

Our Home Equity Line of Credit (HELOC) offers you a revolving line of credit to provide for your immediate and standby credit needs. When you have an established line of credit for an approved amount, it is instantly available as you need it.

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Home Equity Term Loans

Leverage Your Home's Value

Scheduling a home improvement project, replacing an HVAC unit or investing in vehicle repairs? Though you may not have considered it, the equity you’ve invested in your home over time can help you access excellent loan rates, which can be leveraged for any number of needs.

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Auto Loans

Your Access to New Wheels is Granted

Considering the purchase of a new or used automobile? We customize auto loans to finance your purchase of new cars, trucks and vans. Our used vehicle financing is also available, for models seven years old or newer.

Lot Loans

Step One for Making Your Dream a Reality

If you’re considering the purchase of a lot for the site of your new home build, we offer fixed and variable rate programs to finance the purchase of developed residential building lots. Purchase transactions require closing costs, which would include fees for an appraisal, title search, preparation and filing of deeds and origination.