Business Accounts & Services

Optimize Your Business Efficiency

At Home Federal, we provide so much more than just a business checking account. We have customizable services that offer convenience, security and flexibility. Our services were designed with your business in mind. To help you find the right account for your business, start below by choosing what size business you’re currently at.

Small Business Checking

Built for businesses that neither write nor deposit a large number of checks, this account features no monthly maintenance fee—if the maintained balance remains at $3,000 or more.

Regular Business Checking

Our regular business checking account (also known as Analyzed Checking) will meet the needs of most business customers and is offered in two forms.

Commercial Money Market Investment Account

The Commercial Money Market Investment account is a tiered rate deposit account that provides depositors an investment option to earn a higher interest rate for an indefinite period of time.

Monthly Maintenance Fee (waived when you maintain a minimum daily balance of $3,000)	$15 OR $0
Checks Cleared, after first 50 per month	$0.25/item
Items Deposited, after first 250 per month	$0.25/item
Returned Deposit Items/Chargebacks	$9/item

Monthly Maintenance Fee	$18
Processed Debits
Checks	$0.17/item
Electronic Debits	$0.18/item
Processed Credits
Checks	$0.55/item
Electronic Credits	$0.24/item
Items Deposited
On Us	$0.10/item
Regional & Other Fed	$0.12/item
Returned Deposit Items/Chargebacks	$9/item