About Home Federal Bank of Tennessee
A full-service banking institution based in Knoxville since 1924, Home Federal Bank offers a complete line of personal, home, business and commercial banking services. From mortgage and consumer loans, checking and savings plans and accounts, personal and business trusts and investment planning—to retail services, ATM/Debit cards, credit cards, a mobile app and easy, convenient online banking, Home Federal is here to serve our customers’ diverse financial needs.
Strength and Stability
Home Federal Bank has received high ratings for strength and stability for over 30 years.In this turbulent economy, Home Federal Bank is pleased to say we’re safe, sound and strong. We consistently are rated highly by BauerFinancial, Inc., the leading authority in rating banks.
BauerFinancial is an independent firm that compiles information for U.S. banks from data reported to federal regulators, and bases ratings on the following:
- Federal regulatory capital requirements.
- Profitability/loss trend.
- Level of delinquent loans, charge-offs and repossessed assets.
- Market versus book value of the investment portfolio.
- Regulatory supervisory agreements.
- Community reinvestment rating (CRA).
- Historical data.
- Liquidity.
This reflects our 100 plus years of prudent and responsible management.