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Home Equity Lines of Credit (HELOCs) are a financial tool for homeowners looking to tap into the value of their homes for various needs. Whether it’s funding a major renovation, covering unexpected expenses, or consolidating debt, a HELOC offers flexibility and access to funds as you need them. But it’s important to understand how HELOCs work, including their potential drawbacks and benefits.

Check fraud is one of the most common scams affecting businesses today. Despite the rise of electronic money transfers, many businesses continue to use checks for payments, making them appealing targets for criminals. This article explores check fraud and its forms, its impact on businesses, and how proactive measures, including Positive Pay from Home Federal Bank of Tennessee, can help protect your business.

If it seems too good to be true, it probably is! Scams are more sophisticated than ever, and staying informed is the key to protecting yourself. From phishing messages promising unimaginable rewards to phone calls pretending to be your bank, there’s a lot to look out for. At Home Federal Bank of Tennessee, we’re here to help, and want to empower you with the information you need to outsmart the latest tricks. Let’s delve into some of the most prevalent schemes currently circulating, their deceptive tactics, and how you can best avoid them.